Reverse Mortgage Insights

Reverse mortgages continue to be an important financial planning option for many homeowners age 62 and older, especially those who want to reduce monthly mortgage pressure, access home equity, or create more flexibility in retirement. As we move through 2026, there...

For California homeowners, real estate values often create a different reverse mortgage conversation than in many other parts of the country. A homeowner in Southern California may have substantial equity in a property whose value is well above the standard range used...

For many homeowners entering retirement, one of the biggest monthly expenses is still the mortgage payment. Even people who have built substantial equity over the years may find that the remaining mortgage balance continues to put pressure on monthly cash flow long...

For many homeowners, one of the least understood parts of the reverse mortgage process is the counseling requirement. Some people hear the word “counseling” and assume it is just another form or delay. In reality, reverse mortgage counseling is one of the most...

When a parent or loved one has a reverse mortgage, one of the biggest questions families ask is simple: what happens to the home later? This is one of the most important topics to understand because reverse mortgages do not only affect the borrower. They also affect...

One of the most common questions homeowners ask is, “Can I lose my home with a reverse mortgage?” The honest answer is more nuanced than a simple yes or no. A reverse mortgage does not mean the lender automatically takes ownership of your home. In fact, the homeowner...